Claims & Insurance
Workers Compensation
Workers compensation is insurance that pays medical bills and lost wages for an employee hurt on the job, and it generally replaces the employee's right to sue the employer over that injury. Most states require it, it is priced by payroll and job class, and it is not part of a homeowner's property claim.
Common questions
What does "Workers Compensation" mean in Xactimate estimating?
Workers compensation is insurance that pays medical bills and lost wages for an employee hurt on the job, and it generally replaces the employee's right to sue the employer over that injury. Most states require it, it is priced by payroll and job class, and it is not part of a homeowner's property claim.
Where does "Workers Compensation" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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