Claims & Insurance
Wind and Hail Deductible
A wind and hail deductible is a separate deductible, often higher than your general one, that applies only to wind and hail claims. It is usually a percentage of the dwelling limit rather than a flat amount, and it comes off the top of the claim, so figure it before you quote a homeowner.
Common questions
What does "Wind and Hail Deductible" mean in Xactimate estimating?
A wind and hail deductible is a separate deductible, often higher than your general one, that applies only to wind and hail claims. It is usually a percentage of the dwelling limit rather than a flat amount, and it comes off the top of the claim, so figure it before you quote a homeowner.
Where does "Wind and Hail Deductible" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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