Roofing & Materials
Weathering vs Damage
Weathering is the gradual breakdown of a roof from sun, rain and temperature swings, while damage is a distinct event such as hail or wind. The two look alike, so a claim leans on the date of loss, matching damage on other slopes and test squares, because carriers argue weathering where the evidence is thin.
Full guide: roofing estimate photo damage analysis
Common questions
What does "Weathering vs Damage" mean in Xactimate estimating?
Weathering is the gradual breakdown of a roof from sun, rain and temperature swings, while damage is a distinct event such as hail or wind. The two look alike, so a claim leans on the date of loss, matching damage on other slopes and test squares, because carriers argue weathering where the evidence is thin.
Where does "Weathering vs Damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.
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