Claims & Insurance
Storm Damage
Damage caused by a weather event such as hail, wind, or a fallen limb, as opposed to age, wear, or bad installation. Carriers test cause and timing, so the claim is strongest when the loss date, the weather record, and the damage agree. An adjuster may still call some marks cosmetic or pre-existing.
Common questions
What does "Storm Damage" mean in Xactimate estimating?
Damage caused by a weather event such as hail, wind, or a fallen limb, as opposed to age, wear, or bad installation. Carriers test cause and timing, so the claim is strongest when the loss date, the weather record, and the damage agree. An adjuster may still call some marks cosmetic or pre-existing.
Where does "Storm Damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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