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Claims & Insurance

Smoke damage

Residue, odor, and surface contamination left by smoke, which usually needs cleaning, sealing, or removal of porous materials. Each of those is its own line item, so a smoke claim's scope grows with how far the residue traveled. Hidden smoke damage often surfaces after the first scope is written.

Common questions

What does "Smoke damage" mean in Xactimate estimating?

Residue, odor, and surface contamination left by smoke, which usually needs cleaning, sealing, or removal of porous materials. Each of those is its own line item, so a smoke claim's scope grows with how far the residue traveled. Hidden smoke damage often surfaces after the first scope is written.

Where does "Smoke damage" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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