Claims & Insurance
Reservation of rights
A letter in which the carrier says it is still investigating coverage and may deny the claim later. It is not a denial, but it means every dollar needs documentation, so keep working the file and answer requests on time.
Full guide: roof claim denied supplement appeal guide
Common questions
What does "Reservation of rights" mean in Xactimate estimating?
A letter in which the carrier says it is still investigating coverage and may deny the claim later. It is not a denial, but it means every dollar needs documentation, so keep working the file and answer requests on time.
Where does "Reservation of rights" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.
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