Claims & Insurance
Property damage
Physical harm to covered structures or belongings caused by a covered event. In a claim it is the trigger for coverage, so the report should tie the damage to the date and cause of loss with photos, and separate storm damage from wear or poor maintenance.
Common questions
What does "Property damage" mean in Xactimate estimating?
Physical harm to covered structures or belongings caused by a covered event. In a claim it is the trigger for coverage, so the report should tie the damage to the date and cause of loss with photos, and separate storm damage from wear or poor maintenance.
Where does "Property damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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