Claims & Insurance
Proof of loss
The signed statement the policyholder submits to the insurer listing the amount claimed and swearing the loss facts are true. The policy sets the deadline and the carrier supplies the form; state law can change both, so get the specific requirement in writing before signing or filing. An incomplete or amended form can delay payment, so match the numbers to the estimate and keep a dated copy.
Common questions
What does "Proof of loss" mean in Xactimate estimating?
The signed statement the policyholder submits to the insurer listing the amount claimed and swearing the loss facts are true. The policy sets the deadline and the carrier supplies the form; state law can change both, so get the specific requirement in writing before signing or filing. An incomplete or amended form can delay payment, so match the numbers to the estimate and keep a dated copy.
Where does "Proof of loss" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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