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Money & Pricing

Overhead and profit dispute

The argument over whether a claim should include overhead and profit, common when a carrier scopes a job as repairs a homeowner could manage or as several trades. Contractors argue the work needs a general contractor to run it; carriers argue it does not, and the answer turns on the policy and the scope.

Full guide: op trap true budget insurance claims

Common questions

What does "Overhead and profit dispute" mean in Xactimate estimating?

The argument over whether a claim should include overhead and profit, common when a carrier scopes a job as repairs a homeowner could manage or as several trades. Contractors argue the work needs a general contractor to run it; carriers argue it does not, and the answer turns on the policy and the scope.

Where does "Overhead and profit dispute" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.

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