Money & Pricing
O&P
Overhead and Profit: the contractor's business costs and margin, added on top of labor and materials on claims where multiple trades are involved.
Full guide: op trap true budget insurance claims
Common questions
What does "O&P" mean in Xactimate estimating?
Overhead and Profit: the contractor's business costs and margin, added on top of labor and materials on claims where multiple trades are involved.
Where does "O&P" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow, see the full guide for where it fits.
Put this to work
ESXPress converts carrier scope PDFs into import-ready Xactimate ESX files, line items mapped to their real code, priced for import.
Start free, 5 conversions, no card →Related: overhead & profit on a supplement