Estimating & Workflow
Mechanical damage
Damage caused by physical force or equipment rather than by a weather event or fire. Examples include a vehicle striking a building, a pipe being broken during construction, or a wall punctured by a misplaced tool. Coverage for mechanical damage depends on the policy and the circumstances, so the estimate records the cause and the damaged element to support the claim.
Common questions
What does "Mechanical damage" mean in Xactimate estimating?
Damage caused by physical force or equipment rather than by a weather event or fire. Examples include a vehicle striking a building, a pipe being broken during construction, or a wall punctured by a misplaced tool. Coverage for mechanical damage depends on the policy and the circumstances, so the estimate records the cause and the damaged element to support the claim.
Where does "Mechanical damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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