Estimating & Workflow
Loss date
The date on which the covered damage occurred. The loss date is recorded at the first notice of loss and is important because it starts the timeline for the policy, the claim, and any time limits that apply. It also determines which policy and which deductible are in effect. For a storm loss, the contractor confirms the loss date through weather records and documentation of when the damage was first discovered.
Common questions
What does "Loss date" mean in Xactimate estimating?
The date on which the covered damage occurred. The loss date is recorded at the first notice of loss and is important because it starts the timeline for the policy, the claim, and any time limits that apply. It also determines which policy and which deductible are in effect. For a storm loss, the contractor confirms the loss date through weather records and documentation of when the damage was first discovered.
Where does "Loss date" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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