Estimating & Workflow
Independent adjuster
An insurance adjuster who works as a contractor for a carrier or a managing general agent rather than as a carrier employee. Independent adjusters are typically engaged when a carrier is overloaded, such as during a catastrophe, or when a particular claim needs an outside professional. The adjuster's role is the same: inspect the loss, measure the scope, and review the repair estimate prepared by the contractor.
Common questions
What does "Independent adjuster" mean in Xactimate estimating?
An insurance adjuster who works as a contractor for a carrier or a managing general agent rather than as a carrier employee. Independent adjusters are typically engaged when a carrier is overloaded, such as during a catastrophe, or when a particular claim needs an outside professional. The adjuster's role is the same: inspect the loss, measure the scope, and review the repair estimate prepared by the contractor.
Where does "Independent adjuster" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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