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Estimating & Workflow

Indemnification

An obligation one party takes on to cover another party's losses, and it can be written into contracts as well as insurance policies. In claim work, indemnification generally means the insured is put back in the same financial position they were in before the loss, not made better. A contractor reading an indemnification clause should check who is responsible for what, because it can shift risk beyond what the insurance covers.

Common questions

What does "Indemnification" mean in Xactimate estimating?

An obligation one party takes on to cover another party's losses, and it can be written into contracts as well as insurance policies. In claim work, indemnification generally means the insured is put back in the same financial position they were in before the loss, not made better. A contractor reading an indemnification clause should check who is responsible for what, because it can shift risk beyond what the insurance covers.

Where does "Indemnification" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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