Estimating & Workflow
General liability
A type of insurance that protects a contractor against claims for bodily injury or property damage caused by the contractor's work. Restoration contractors are usually required to carry general liability coverage, and policyholders may ask for a certificate of insurance before work begins. The coverage does not pay for the repair itself; it protects the contractor when accidents happen on the job.
Common questions
What does "General liability" mean in Xactimate estimating?
A type of insurance that protects a contractor against claims for bodily injury or property damage caused by the contractor's work. Restoration contractors are usually required to carry general liability coverage, and policyholders may ask for a certificate of insurance before work begins. The coverage does not pay for the repair itself; it protects the contractor when accidents happen on the job.
Where does "General liability" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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