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Estimating & Workflow

Fire damage

Damage caused by fire, smoke, and heat to a structure and its contents. Fire losses often affect multiple systems: charred framing may need replacement, soot coats walls and surfaces, and odor soaks into materials. Restoration of fire damage runs from emergency board-up and debris removal through smoke cleaning and structural repair, and the estimate documents each step separately so the adjuster can review the full scope.

Common questions

What does "Fire damage" mean in Xactimate estimating?

Damage caused by fire, smoke, and heat to a structure and its contents. Fire losses often affect multiple systems: charred framing may need replacement, soot coats walls and surfaces, and odor soaks into materials. Restoration of fire damage runs from emergency board-up and debris removal through smoke cleaning and structural repair, and the estimate documents each step separately so the adjuster can review the full scope.

Where does "Fire damage" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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