Estimating & Workflow
Exclusion
A condition in an insurance policy that states what is not covered. Exclusions commonly include flood, earth movement, and gradual wear and tear. When a claim is denied because of an exclusion, the contractor or policyholder should confirm the policy wording, because coverage for certain losses can be added through an endorsement. Understanding the exclusions helps set expectations about which repair work an estimate will cover.
Common questions
What does "Exclusion" mean in Xactimate estimating?
A condition in an insurance policy that states what is not covered. Exclusions commonly include flood, earth movement, and gradual wear and tear. When a claim is denied because of an exclusion, the contractor or policyholder should confirm the policy wording, because coverage for certain losses can be added through an endorsement. Understanding the exclusions helps set expectations about which repair work an estimate will cover.
Where does "Exclusion" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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