Estimating & Workflow
Endorsement
A written addition to an insurance policy that changes its terms, risks covered, or limits. Homeowners policies commonly carry endorsements for items such as replacement cost on roof shingles, water backup, or ordinance or law coverage for code upgrades. When a policyholder files a claim for a loss covered by an endorsement, the endorsement determines whether extra work such as code-required upgrades is included in the payment.
Common questions
What does "Endorsement" mean in Xactimate estimating?
A written addition to an insurance policy that changes its terms, risks covered, or limits. Homeowners policies commonly carry endorsements for items such as replacement cost on roof shingles, water backup, or ordinance or law coverage for code upgrades. When a policyholder files a claim for a loss covered by an endorsement, the endorsement determines whether extra work such as code-required upgrades is included in the payment.
Where does "Endorsement" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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