Estimating & Workflow
Depreciation holdback
The portion of a replacement-cost payment the insurer keeps until the repair is finished and verified. The policyholder collects it after the work is complete, generally with the paid invoices and other closing documents. The holdback keeps the claim from paying the full replacement value before the repair is performed.
Common questions
What does "Depreciation holdback" mean in Xactimate estimating?
The portion of a replacement-cost payment the insurer keeps until the repair is finished and verified. The policyholder collects it after the work is complete, generally with the paid invoices and other closing documents. The holdback keeps the claim from paying the full replacement value before the repair is performed.
Where does "Depreciation holdback" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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