Estimating & Workflow
Cosmetic damage
Damage that changes a surface's appearance without stopping it from doing its job. A scuffed panel or a curled edge that still sheds water can be described as cosmetic only. Coverage language decides the outcome, so a determination of function usually comes before a discussion of appearance.
Common questions
What does "Cosmetic damage" mean in Xactimate estimating?
Damage that changes a surface's appearance without stopping it from doing its job. A scuffed panel or a curled edge that still sheds water can be described as cosmetic only. Coverage language decides the outcome, so a determination of function usually comes before a discussion of appearance.
Where does "Cosmetic damage" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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