Estimating & Workflow
Comparative negligence
A legal principle that reduces a person's recovery by their own share of fault for the loss. If both sides contributed, the damage is split by the percentages of responsibility. Some states apply it in full and others cut off recovery at a threshold, and it applies when negligence caused or added to the loss.
Common questions
What does "Comparative negligence" mean in Xactimate estimating?
A legal principle that reduces a person's recovery by their own share of fault for the loss. If both sides contributed, the damage is split by the percentages of responsibility. Some states apply it in full and others cut off recovery at a threshold, and it applies when negligence caused or added to the loss.
Where does "Comparative negligence" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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