Estimating & Workflow
Claim reserve
The amount the insurer sets aside on its books when a claim is reported, as its expected cost. It is an internal estimate, not a payment, and it can be raised or lowered as the scope is confirmed. The reserve reflects what the carrier expects as the documentation arrives.
Common questions
What does "Claim reserve" mean in Xactimate estimating?
The amount the insurer sets aside on its books when a claim is reported, as its expected cost. It is an internal estimate, not a payment, and it can be raised or lowered as the scope is confirmed. The reserve reflects what the carrier expects as the documentation arrives.
Where does "Claim reserve" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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