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Estimating & Workflow

Category 3 water

The most contaminated water classification in restoration, often called black water. It can carry sewage, bacteria, and other harmful contaminants, so it needs protective gear and trained handling. Materials that absorb it are usually removed rather than cleaned when they cannot be dried and disinfected safely.

Common questions

What does "Category 3 water" mean in Xactimate estimating?

The most contaminated water classification in restoration, often called black water. It can carry sewage, bacteria, and other harmful contaminants, so it needs protective gear and trained handling. Materials that absorb it are usually removed rather than cleaned when they cannot be dried and disinfected safely.

Where does "Category 3 water" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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