Estimating & Workflow
Anti-concurrent causation
A policy clause stating that when a covered cause and a non-covered cause together produce a loss, the loss may be treated as not covered. It matters when wind opens a roof and rain then soaks the house, because the policy may attribute the water to the excluded cause. Adjusters read the clause carefully before setting coverage.
Common questions
What does "Anti-concurrent causation" mean in Xactimate estimating?
A policy clause stating that when a covered cause and a non-covered cause together produce a loss, the loss may be treated as not covered. It matters when wind opens a roof and rain then soaks the house, because the policy may attribute the water to the excluded cause. Adjusters read the clause carefully before setting coverage.
Where does "Anti-concurrent causation" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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