Estimating & Workflow
All-risk policy
Another name for an all-perils policy. It covers causes of loss broadly, leaving only the named exclusions uncovered. When a loss occurs, the first question is whether an exclusion applies, rather than whether the cause is listed. That coverage structure is one of the broadest homeowners' options.
Common questions
What does "All-risk policy" mean in Xactimate estimating?
Another name for an all-perils policy. It covers causes of loss broadly, leaving only the named exclusions uncovered. When a loss occurs, the first question is whether an exclusion applies, rather than whether the cause is listed. That coverage structure is one of the broadest homeowners' options.
Where does "All-risk policy" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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