Estimating & Workflow
All-perils policy
An insurance policy that covers every cause of loss except those the policy names specifically. It works from the exclusion list inward, so a covered loss is a loss that no exclusion removes. It is the opposite of a named-perils policy, which lists only the causes it will pay for.
Common questions
What does "All-perils policy" mean in Xactimate estimating?
An insurance policy that covers every cause of loss except those the policy names specifically. It works from the exclusion list inward, so a covered loss is a loss that no exclusion removes. It is the opposite of a named-perils policy, which lists only the causes it will pay for.
Where does "All-perils policy" show up in a claim?
The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.
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