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Estimating & Workflow

Additional living expenses

A coverage that pays the extra cost of living away from home while a covered loss is being repaired. It covers hotel stays, dining out, and other costs the household would not have had otherwise. It is often called ALE, and it is part of many homeowners' policies after a fire or a major water loss.

Common questions

What does "Additional living expenses" mean in Xactimate estimating?

A coverage that pays the extra cost of living away from home while a covered loss is being repaired. It covers hotel stays, dining out, and other costs the household would not have had otherwise. It is often called ALE, and it is part of many homeowners' policies after a fire or a major water loss.

Where does "Additional living expenses" show up in a claim?

The term matters on estimates and scopes across the insurance restoration workflow. Browse the glossary for related terms.

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